Government sponsored credit schemes in India: Proposals for reform

Copestake, J.G. (1988) Government sponsored credit schemes in India: Proposals for reform. Agricultural Administration and Extension, 28 (4). pp. 265-282.

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In the face of statistics indicating that 40 per cent of the Indian population still lives below the official poverty line, the Government of India has placed increasing reliance on credit as an instrument for the creation of new rural assets and livelihoods for the poor. A number of broadly similar schemes exist (of which the largest is the Integrated Rural Development Programme) each tailored to finance a different range of investments. They all entail organisational and financial collaboration between banks and government departments, although the nature and extent of collaboration varies considerably. Drawing upon field-work conducted by the author in the Madurai region of Tamil Nadu, this paper compares the impact of two of the schemes and discusses the design features that explain their relative performance...

Item Type: Article
Author Affiliation: Department of Agricultural Economics and Management, University of Reading, Earley Gate, Reading RG6 2AR, Great Britain
Subjects: Social Sciences
Social Sciences > Agricultural Economics
Social Sciences > Agricultural Extension,Technology, ICT
Divisions: General
Depositing User: Ms K Syamalamba
Date Deposited: 06 Mar 2014 05:50
Last Modified: 06 Mar 2014 05:50
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